| Schedule of Service Charges 2013 |
| Records Research (1/4 hr. min. charge) | $100.00/hr. |
| Levy | $20.00 |
| Lost Passbook |
| 1st Occurrence | $5.00 |
| Each Occurrence Thereafter | $10.00 |
| Inactive Accounts (after 2 yrs. of inactivity) | $2.00/mo. |
| (Certificates of 2 yrs. or longer are exempt) |
| Visa Credit Card | FREE |
| Secured Visa Credit Card |
| Annual Fee | $25.00 |
| Non-Return of Card (if called) | $50.00 |
| Per Occurrence Charges |
| ACH Direct Pay-Returned Unpaid | $25.00 |
| All ATMs or any "Surcharge-Free" ATM | FREE |
| (Transactions outside of U.S. will be |
| charged $5.00 per transaction) |
| Checks Deposited & Returned |
| (your check) | $25.00 |
| Checks Deposited & Returned |
| (3rd party check) | $2.50 |
| Checks Written & Returned Unpaid |
| (your check) | $25.00 |
| Checks Written & Returned Unpaid |
| (3rd party check) | $2.50 |
| Copy of Lost Checks | $15.00 |
| Lost Card | $10.00 |
| Stop Payment | $15.00 |
| Wire Transfers - Incoming | $7.50 |
| Wire Transfers - Outgoing |
| -Up to $99,999.99 | $25.00 |
| - $100,000.00 to $249,999.99 | $75.00 |
| - $250,000.00 and Over | $100.00 |
