| | DIVIDEND | |
| 9/1/2010 | RATE | *APY |
|---|
| NOWPlus ACCOUNT 9/1/10 to 9/30/10 | 1.29% | 1.30% |
| $2,500.00 Minimum Deposit to open an account. |
| $2,500.00 Minimum Deposit to receive the APY. |
| This rate is in effect for the month of September 2010. |
| Balances below $2,500.00 earn interest at NOW account rates. |
| Variable interest rate. The rate changes monthly. |
| Rate is calculated by adding ten basis points to the 13 week US Treasury Bill rate published in the Wall Street Journal on the third Tuesday of the previous month. |
| No monthly maintenance fees or per check charges |
|